Privacy Policy
Effective Date: September 2026
This Privacy Policy explains how Insurance OptionsForMe (“Insurance OptionsForMe,” “we,”“us,” or “our”) may collect, use, disclose, and protect your information when you visit ourwebsite, contact us, request an insurance quote, submit an application, or otherwise use ourservices.
We handle personal information in accordance with applicable federal and state privacy lawsand regulations governing insurance and financial services.
Information We Collect
We may collect personal and nonpublic information about you from several sources, including:
- Information you provide through our website, applications, quote requests, forms, emails, phone calls, or other communications.
- Information you provide in connection with obtaining an insurance quote, applying for coverage, purchasing a policy, or receiving insurance-related services.
- Information provided by insurance carriers, insurance intermediaries, service providers, and other organizations involved in providing insurance products or services.
- Information obtained from consumer reporting agencies when permitted by law. Information obtained from publicly available records or other lawful sources.
- Information automatically collected when you use our website, such as your IP address, browser type, device information, pages visited, and website usage information.
Depending on the insurance products or services requested, this information may include yourname, address, telephone number, email address, date of birth, insurance history, propertyinformation, vehicle information, financial information, and other information necessary toprovide insurance-related services.
How We Use Your Information
We may use information we collect to:
- Respond to your inquiries and requests.
- Provide insurance quotes and information about insurance products.
- Process insurance applications and transactions.
- Assist with obtaining, servicing, renewing, or modifying insurance coverage.
- Communicate with insurance carriers and other parties involved in providing requested
services. - Verify information you provide to us.
- Provide customer service and support.
- Improve our website, services, and customer experience.
- Maintain business records and administer our operations.
- Detect or prevent fraud, misuse, or security issues.
- Comply with applicable laws, regulations, court orders, and governmental requests.
- Communicate with you about products or services that may be relevant to you, where
permitted by law.
How We Share Information
Insurance OptionsForMe does not sell your personal information.
We may disclose information when reasonably necessary to provide insurance-related servicesor operate our business, including sharing information with:
- Insurance companies and insurance intermediaries for quoting, underwriting, issuing,
servicing, or renewing insurance coverage. - Service providers that perform administrative, technological, professional, or business functions on our behalf.
- Consumer reporting agencies where authorized or permitted by law.
- Professional advisers, vendors, and other organizations that assist us in operating our
business. - Government agencies, regulators, law enforcement authorities, courts, or other parties
when disclosure is required or permitted by law. - Other parties when necessary to process, complete, or otherwise fulfill a transaction you
have requested or authorized.
We may also disclose information when reasonably necessary to protect the rights, safety,property, or security of Insurance OptionsForMe, our customers, or others.
We do not disclose personal information to third parties for purposes inconsistent with thisPrivacy Policy except with your authorization or as permitted or required by law.
Insurance and Consumer Information
Information provided as part of an insurance quote or application may be shared with insurancecarriers and other parties as necessary to evaluate eligibility, determine premiums, providequotations, underwrite coverage, issue policies, and provide other insurance-related services.
Certain information may also be subject to federal and state insurance privacy requirements, theGramm-Leach-Bliley Act (GLBA), the Fair Credit Reporting Act (FCRA), and other applicablelaws.
Nothing in this Privacy Policy is intended to limit any rights you may have under applicablefederal or state law.
Communications
We may contact you using the information you provide to respond to inquiries, discussinsurance products or quotations, provide customer service, or communicate informationrelating to your insurance needs.
If you no longer wish to receive non-essential marketing emails from Insurance OptionsForMe,you may contact us at:
Phone: 760-234-8018
Opting out of marketing communications will not prevent us from sending necessarytransactional, administrative, policy-related, or customer-service communications.
Text Messages
If you provide your mobile telephone number and consent to receive text messages fromInsurance OptionsForMe, we may use text messaging to respond to your inquiries, providerequested insurance information, follow up regarding quotes or applications, or provide service-related communications.
Message and data rates may apply depending on your wireless provider. Message frequencymay vary.
Mobile information obtained for text messaging purposes will not be sold or shared with thirdparties for their own marketing or promotional purposes. Information may be shared with serviceproviders as necessary to facilitate communications or provide services you have requested.
Confidentiality and Security
Insurance OptionsForMe uses reasonable administrative, technical, and physical safeguardsdesigned to protect personal information against unauthorized access, disclosure, alteration,misuse, or loss.
Access to personal information is limited to individuals, insurance carriers, and service providerswho reasonably require the information to perform insurance or business-related functions.
No method of electronic transmission or data storage can be guaranteed to be completelysecure. Accordingly, while we take reasonable precautions to protect information, we cannotguarantee absolute security.
Cookies and Website Technologies
Our website may use cookies and similar technologies to operate the website, understand howvisitors use it, remember preferences, and improve website performance.
Cookies are small text files that may be stored on your computer, smartphone, tablet, or otherdevice when you visit a website.
Types of Cookies We May Use
Strictly Necessary Cookies
These cookies help provide basic website functions, such as security, navigation, and formsubmissions.
Performance and Analytics Cookies
These cookies may help us understand how visitors interact with our website, which pages arevisited, and how the website performs.
Functional Cookies
These cookies may remember certain preferences and help improve your experience on ourwebsite.
Advertising and Targeting Cookies
Where applicable, these cookies may be used to measure advertising effectiveness or deliveradvertising that may be more relevant to visitors.
Some cookies or similar technologies may be provided by third-party analytics, advertising,website-hosting, or technology providers.
You can generally control or delete cookies through your browser settings. Disabling certaincookies may affect the functionality or performance of portions of our website.
Where a cookie preference or consent tool is provided on our website, you may also use thattool to manage applicable non-essential cookies.
Third-Party Websites
Our website may contain links to insurance carriers, service providers, or other third-partywebsites.
Insurance OptionsForMe does not control these websites and is not responsible for theircontent, security, availability, or privacy practices. Your use of a third-party website is subject tothat website's own privacy policies and terms.
We encourage you to review the privacy policies of websites you visit.
Children's Privacy
Our website and insurance services are not directed toward children under the age of 18.
We do not knowingly collect personal information directly from children through our websitewithout appropriate authorization. If we become aware that information has been collectedinappropriately, we will take reasonable steps to address the matter.
Your Privacy Choices and Rights
Depending on where you live and applicable law, you may have rights regarding your personalinformation, which may include the right to request information about the personal informationwe maintain, request corrections, or exercise other privacy rights available under applicable law.
To submit a privacy-related request, please contact:
Email: mike@insuranceoptionsforme.com
Phone: 760-234-8018
We may need to verify your identity before processing certain requests.
Changes to This Privacy Policy
Insurance OptionsForMe may revise this Privacy Policy periodically to reflect changes in ourbusiness practices, website, technology, insurance services, or legal requirements.
When changes are made, the updated Privacy Policy will be posted on this website with arevised effective date. Your continued use of the website following publication of an updatedPrivacy Policy constitutes acknowledgment of the revised policy to the extent permitted by law.
Contact Us
If you have questions about this Privacy Policy, our privacy practices, or how your personalinformation is handled, please contact:
Insurance OptionsForMe
Phone: 760-234-8018
Email: mike@insuranceoptionsforme.com